Why Choose Payday Mart?

Because We Make Payday Loans Simpler and Secure In Canada

Top 4 Reasons, Why Will You Say "YES" To Payday Mart?

No Hidden Fees

Like pure water, our policies are transparent. No need to pay hidden fees and penalties!

Get Approved

Our online application process is simple, and we will approve a loan in just 5-10 minutes.

Same Day Funding

We offer same-day loan approval, and within a few seconds, cash will be sent to your bank account.

Secure Application

We use most advanced security techniques like 256 shields to secure our customers data.

Payday Loans from Payday Mart™

We are specializing in providing fast payday loans.

Payday Mart's payday loans, are 100% online by which, you can get up to C$5000 into your bank account within a few minutes. You can easily access our loan application from your mobile, computer, tablet, or any other smart devices connected with the internet. It takes only a few minutes to complete, and you will get an instant decision on your loan request.

Payday Mart is only doing a partnership with payday loans direct lenders in Canada. These lenders are concentrates to assist those Canadians who are affected by bad credit, but they need urgent money.

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Want Trusted Payday Loans? Read It Before!

If you need instant money from trusted payday lenders, Payday Mart is the right decision. We all know that money is an essential thing, but what when you need it immediately and your salary is far away? Don't worry! You can apply for our online payday loans anytime.

You can get the approved funds into your bank account within a few minutes after application. Most people use these guaranteed payday loan funds to handle their unexpected expenses like medical bills or home repair.

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Payday Mart's Payday Loans Best Features:

  • Simple and easy online application (Max 3 minutes only)
  • Fastest approval up to C$5k
  • Same day funding
  • 97.8% approval rate even for bad credit people
  • Flexible repayment options
  • No need of Guarantor or Collateral
  • Funds directly deposited into your bank account (15 minutes)

Ready to apply with Payday Mart? Just hit the button below!

Apply with us and get one step closer to your dreams.

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Payday Mart For The People With Bad Credit

At Paydaymart.ca, we believe that people, who earn poor credit score due to their past mistakes, must have the right to get a loan like good creditors. Traditional banks are very greedy for their funds, and they do not approve the loan request of those who have imperfect credit.

Thank god!! Here at Payday Mart, is an alternative of guaranteed approval bad credit Canada. We look beyond the credit history of our applicants and check their ability to loan affordability. Do you have bad credit? Or are you earn low-income? No problem. Payday Mart not only provides loans to bad credit holders but also accepts government benefits such as child tax credit, pensions, among others.

We are here to help you when no banks and financial institutions in Canada understand the need of yours. Getting payday loans from us is like a Sunday morning.

Some Most Common Questions Of Our Applicants Are:

Can I Apply For Payday Loans Even If I Have Bad Credit?

We all know that traditional banks are very strict with their rules and didn't offer loans to people with an imperfect credit score. But luckily, there is an option at Payday Mart, which offers guaranteed bad approval credit loans in Canada.

Our loan approval is not based on borrowers' credit history because we are not limited to credit score. Everyone deserves a chance to get a loan for their emergencies, and that's why we introduced Payday Mart. Do you have poor credit? Or are you living on a low income? That's ok! We provide payday loans for bad credit to low-income earners and accept government benefits such as child tax, pensions, unemployment insurance, etc.

We are always standing with you to help financially, even when every bank in Canada can't able to fulfill your needs.

Can I get Payday Loans With No Credit Check Process?

When you are facing an emergency, you need sufficient money to handle it effectively. But what if you don't have cash? Or you couldn't be eligible to apply for a traditional loan due to bad credit? Despite that their lots of other financial options available that can help you and build up a healthy financial future for you and your family.

Payday Mart understands this problem, and that's why offer no credit check payday loans in Canada. You can quickly borrow money without indulging in a credit check and can pay for all your emergency expenses.

Moreover, we will not perform "Hard Credit Checks" and it means that our lenders might perform soft checks (basic checks only). But no worries! Soft credit check never affecting your credit score, unlike hard credit check, which is performed by traditional banks and hurt credit score.

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Why Use Payday Mart?


Payday Mart is doing a partnership with only trusted and direct lenders from Canada. We are from the past many years and serve thousands of borrowers to meet financial goals. During this time, we approved approx. 50k+ loan applications and help such customers to cover their all emergencies on time.


Unlike other online payday loans provider in Canada, we are tried to make our applications process much easier, faster, and stress-free. You can apply for our payday loans via the internet from anywhere for the amount of min C$100 to max C$5000 or more.

Our most of the applicants will have get their loans decision within 5 minutes. After that, we will make the payment directly into your bank account through direct transfer or Interac® e-Transfer. So that, you can enjoy your approved funds on same day!


We are proud ourselves to offer honest and straightforward payday services to thousands of Canadians. We will not try to make you fool by showing complicated terms and conditions, by charging hidden fees, and early repayment penalties. We follow the rule of "what you see is what you get".

Common Questions About Payday Mart's Payday Loans In Canada.

What exactly are guaranteed payday loans in Canada?

Guaranteed online payday loans are specially designed to fulfill the short term cash needs of Canada peoples. Such quick cash help can give them relief from their financial burden. When you take out this guaranteed approval payday loans from Payday Mart, the repayment is scheduled over three months (more time). If you can repay your loan on time, you will surely get these payday loans.

For what can I use my online payday loans?

We don't limit the usage of your payday loan funds. You can use your loan amount as per your needs, but as a responsible lender, we advise you to use your payday loans to cover unexpected financial emergencies. These payday loans are meant for short term cash needs and are not a good option for a long term credit solution.

How much can I get from payday loans online?

Our payday loans direct lenders can offer you from minimum C$100 up to C$5000 or more, but ensure that you can repay it on the due date. We do not charge any commission or fees like other online brokers, so you will get a good payday loan at a cheaper rate.

Who can apply for Payday Mart's loans?

The minimum criteria for the eligibility of application are:

  • Be 18 years old or older
  • Be a Canadian citizen
  • Valid photo ID
  • Open and active bank account
  • Steady source of income
  • Working phone number/ email id

We are incorporate with direct and responsible lenders only and they might checked your affordability to ensure that you are able to repay your borrowed amount on due date or not.

Will bad credit score affect my loan?

Having a bad credit profile is not a curse, and it won't affect your payday loan application at Payday Mart. Our loan approval rate is 97.8% even for the poor creditors. Spend only 5 minutes to complete your loan application, and you can get instant approval loans of up to C$5k or more.

Take it from us. Better yet, Our Customers.



Based on 915 reviews

  • rating
  • 1 hours ago

Fast, easy, very reasonable interest charges. I would highly recommend. Very safe and reliable website for payday loan.

- Simon G

  • rating
  • 3 hours ago

Great service Paydaymart help me when I needed them most thankyou...

- Nina B.

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  • 5 hours ago

Awesome great team of professionals who go out of their way to satisfy your needs thanks there number one go to lenders online.

- Williams L.

  • rating
  • 7 hours ago

Excellent online lender provider, very fair pricing,fast and efficient...

- Ron Bender

  • rating
  • 8 hours ago

The response was quick with no hassle. The loans amount was in my account as they promised.

- Cary L

  • rating
  • 10 hours ago

It was a smooth applcation process, fast approval and i got my loan in my account, thanks paydaymart...

- Rachel B.

  • rating
  • 11 hours ago

1st class service from start to finish, easy application, my loan approved same day, i want to say thank you paydaymart team.

- Peter Mitchell

  • rating
  • 15 hours ago

Quick and easy loan application. Good clear online communication. Thank you for helping me...

- Jacqueline

Help & Support

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