How Payday Mart Work?

Better Loans. Better Rates. Instant Funds.

Payday Mart offers you a straightforward, instant approved and 100% online financial solution for your all unexpected situations.

Choose Loan Amount

Choose the amount of money that you want as a loan ranging from C$100 up to C$5000. You can customize your loan repayment term from 7 days up to 6 months.

Complete Application

Our application form and application process simple. We just need your basic information like your personal and banking details, employment and income information, and expenditure details.

Get Funded

After your loan application is approved by one of our lenders, we will try to send funds into your bank account as soon as within 15 minutes. If we will need extra information from your side, we will let you know of it.

Eligibility Criteria

To get online payday loans from us without wasting time, you will need to meet the following criteria:

  • Have a Mobile

    You must have an active mobile and mobile number because we will need to send you your loan related notifications and updates.

  • Be a Canadian Citizen

    You must be live in and working in Canada to be eligible for Payday Mart loan.

  • 18 Or Above Age

    Your age must be at least 18 years, or above to get a loan from Payday Mart.

  • Be Employed

    You must earn a regular source of income from employment or benefits to fulfil our loan criteria.

  • Have a Bank Account

    You must have a bank account on your own name because we will need it to transfer the loan amount, and to collect the loan repayment.

Apply Now

It won't hurt your credit score.

Some Attractive Features of Our Loans


You can repay your loan earlier

If you want to repay your earlier than we are welcome it. We are not charge early repayment penalty or extra fees from our borrowers. Pay early and save more interest on your loan.


Share Payments

You can split your payment at any time. In this way you can lower your loan interest and make your loan cheaper.


Flexible Payment Plan

As per your current circumstances, you may customize your payment plan online which helps you to spread out your repayment costs.